TD Bank Offers Seminar on Payment Trends and Tools for Burlington Area Businesses

TD Bank, America's Most Convenient Bank,
will hold a free seminar on Tuesday, October 26, for greater Burlington
business owners, CFOs and corporate finance managers, on the latest trends
in the rapidly changing payments environment.

Participants will hear from a panel of banking, software and payment
industry experts how businesses, large and small, can transform their
purchasing/payables operations into a profit center by modernizing their
entire payables systems. Speakers will explain practical applications and
tools to benefit any business, from EFT to multi-purpose cards, direct
deposit to corporate payment hubs, and online tools to
straight-through-processes.

The seminar will be held from 8 to 11 a.m. at The Essex Resort & Spa at 70
Essex Way in Essex. A continental breakfast will be served.

Seminar attendees will hear from several speakers, including:
. George Bunn, VP, Cash Management Product Manager, TD Bank
. Michael Jewart, SVP, Director of Cash Management Products, TD Bank
. Laura Flandrick, CPCP, Managing Director, National Association of
Purchasing Card Professionals
. Kevin Patton, VP, Product Management and Strategy, S1 Corporation
. Neil McHugh, VP, Cash Management, TD Bank
. Tom Gregory, SVP, Director of Cash Management Sales, TD Bank

Space is limited and advance registration is required. To register for the
seminar, contact Kristin LaVigne at 802-860-5511.

About TD Bank, America's Most Convenient BankR
TD Bank, America's Most Convenient Bank, is one of the 15 largest commercial
banks in the United States, providing customers with a full range of
financial products and services at about 1,300 convenient locations from
Maine to Florida. On September 30, 2010, The South Financial Group, Inc. was
acquired by TD Bank Financial Group, and its subsidiary Carolina First Bank
merged with TD Bank. Carolina First Bank will continue to operate under the
trade names Carolina First Bank in North and South Carolina and Mercantile
Bank in Florida until conversion and rebranding in 2011. TD Bank is
headquartered in Cherry Hill, N.J., and Portland, Maine. Carolina First Bank
and Mercantile Bank are trade names of TD Bank, N.A. For more information,
visit www.tdbank.com. TD Bank, America's Most Convenient Bank, is a member
of TD Bank Financial Group and a subsidiary of The Toronto-Dominion Bank of
Toronto, Canada, a top 10 financial services company in North America and
one of the few banks in the world rated Aaa by Moody's. The Toronto-Dominion
Bank trades on the New York and Toronto stock exchanges under the ticker
symbol "TD." To learn more, visit www.td.com.